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About Robert Spiegel

Hello, my name is Robert Spiegel. I got into the mortgage/real estate world after I tried to buy my first home a long, long time ago. As a buyer, I discovered that lenders didn’t take time to explain anything to me, nor did they make me feel like I was worth their time. I felt forced to make financing decisions without any guidance. Many, many years later I have built an amazing business where I get to help awesome people. However, I have discovered that most people make decisions about financing their home in a vacuum, asking nothing more than interest rate. There is a lot more to financing a home than the rate, and this is where I can make the biggest difference for my clients. I’m here to guide you, ask questions, and create strategies based on your financial plan…major life events like getting married, having children, paying for college and/or private school tuitions, building wealth, current and future debt loads, starting a business, retirement, downsizing or upsizing. Our relationship is a long term proposition, not a one shot get ‘em in and out the door. Ask any of the Realtors and Financial Advisors that I work with and they’ll tell you my approach is holistic and I can help my clients build wealth through real estate. I will show you how a home can be more than just another monthly payment! When I’m not working, I like to spend time at my home in Marfa, Texas. I'm an unwilling fitness buff, amateur chef, and self-proclaimed foodie.

Quick and efficient Prompt response to all questions Provided a step by step guide in layman’s terms through the entire process - Edward M. Houston, TX
Wonderful experience and very patient - Duncan M. Houston, TX
Dena Kubina! She was the lead for the loan process for me. I am a first time homebuyer and she was extremely helpful, informative, direct, and genuine. She really made this process seamless for me as we had to close in a short period of time. Thank you! - Arshi R. Houston, TX
From day 1 I spoke to Robert's team (specifically Karen), I already felt like she really understood our need and she was after our best interest. She also explained to us well what the fees are about and answered all of our questions even if they sounded silly. We had a few issues come up that almost delayed the closing but because the team was all out support for us, they managed to help us close on time. I highly recommend their service to anyone, but most especially to first timehome buyers. - Marguerite K. Missouri City, TX
Robert, Karen and the entire team are always available for any questions, big or small. They made our first time homebuying experience so smooth it was almost surreal. They're honest and well rounded, I couldn't have asked for a better team. - Russell P. Houston, TX
REPUBLIC CORE VALUE #1: Relationships

We care about the people we serve


Our people are experts in the field

REPUBLIC CORE VALUE #3: Problem-Solving

We have the know-how and resourcefulness to make it happen


We're all in this together


We want our people to live rich, balanced lives


By being great listeners, we can find the right solution to fit your needs


Do the right thing, in the right way, at the right time


We give you our word

Republic State Mortgage is proud to announce we've been named a 2018 Top Workplace! We're thrilled to have been included on the list, and thankful to our employees, who made this happen. More info is available at

“Incredibly honored to have National Mortgage News recognize Republic State Mortgage Co. as one of the #BestMortgageCompanies2019. It's the skill and dedication of our folks that make us one of the best in the country. Well done, Republic!” Paulina McGrath - President.

Natioal Mortgage News: Best Mortgage Companies to Work for 2019

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